HIPO is a liquidity protocol that enables the use of derivative tokens, such as DEX LP tokens and staking tokens, as collateral for lending and borrowing of crypto assets. It offers fixed terms and fixed rates to its users.
  • Use Derivative Token as Collateral for Liquidity User can totally use derivative tokens, such as DEX LP tokens, as collateral to get liquidity.
  • Choose from Multiple Loan Durations User have the flexibility to choose from different borrowing or lending durations, ranging from 5 to 60 days, that best suit your investment needs.
  • Borrow or Lend at Fixed Rates User can secure a predictable interest rate for a set period of time, which will provide you with peace of mind and investment stability.
  • Earn Yields by Providing Liquidity User can become a market maker by using a single token and earn low-risk yields without having to take on excessive risk.
The main features of HIPO can be summarized as follows:
  1. 1.
    Pool-based & Peer-to-Peer Liquidity Model
    • Maintains the advantages of liquidity concentration
    • Achieves higher fund efficiency
  2. 2.
    Unified Primary & Secondary Markets
    • Allow lenders to withdraw their funds at any time
    • Passively manage rate risk
  3. 3.
    Market-Driven Rates Discovery
    • Rates are determined by the supply and demand of funds in the market.
    • The term structure of different maturities helps to stabilize interest rates.
  4. 4.
    Risk Control Mechanism
    • Collateral segregation enables more accurate risk pricing.
    • The price smoothing mechanism optimizes the borrower's liquidation risk.
  5. 5.
    Unique Interest Rate Term Structure
    • Simplifies interest rate risk management.
    • Offers richer trading functions for a liquid market.